Blockchain & Web3 Weekly Bytes Edition #90

🧭 Vanguard Opens Crypto Access, BoA Lifts Limits, Tokenized Credit 101

Dec 6, 2025

Hello Blockchain Enthusiast,

Welcome back to Blockchain & Web3 Weekly Bytes. This round sends a clear signal that large institutions are no longer sitting on the sidelines. Vanguard has opened the door to crypto-linked funds, Bank of America has lifted long-standing restrictions on adviser allocations, and tokenized credit is quietly becoming one of the more practical on-chain building blocks.

TLDR – This Week at a Glance:

Vanguard is now allowing trading in crypto-linked ETFs and mutual funds for the first time.
Bank of America clears advisers to include spot Bitcoin ETFs within preset allocation bands.
BlackRock leadership points to accelerating progress in tokenization across real assets.
Tech Spotlight: Tokenized Credit 101 and how repayment data can move on-chain.
Chart of the Week: Strategy’s 650K BTC stack and what it implies for near-term drawdowns.
Affiliate Spotlight: Keystone hardware wallets for clean, air-gapped signing.

🧠 Weekly Trivia

Which Web3 social metric climbed the most this year across open social protocols?

A) Profile creation
B) On-chain reactions
C) Direct content tipping
D) Cross-app identity linking

*Answer revealed at the end 👇

📰 This Week’s Blockchain and Web3 Highlights

Vanguard unlocks crypto-linked fund trading: Clients can now trade ETFs and mutual funds holding Bitcoin, XRP and Solana, marking a full reversal from last year’s stance.

BoA lifts adviser limits on Bitcoin ETFs: Merrill and Private Bank teams can allocate one to four percent to crypto and will begin formal coverage of spot Bitcoin ETFs in January.

BlackRock signals rapid tokenization growth: Larry Fink and Rob Goldstein cite a threefold jump in tokenized assets over twenty months and rising institutional adoption.

Sony Bank prepares a USD stablecoin for entertainment networks: A U.S. entity and Bastion partnership will support a dollar-pegged token aimed at Sony’s gaming and anime users, planned for fiscal 2026.

Ledger reveals an unpatchable flaw in a Mediatek smartphone chip: Donjon researchers gained full control of a Dimensity 7300 chip through electromagnetic faults, a risk rooted in its immutable boot ROM.

Kalshi brings its markets on-chain via Solana: Thousands of prediction markets will migrate to Solana to widen liquidity access and enable permissionless monetization.

JPMorgan ties near-term BTC direction to Strategy’s balance sheet: Analysts say Strategy’s ability to avoid selling and keep its valuation above its BTC holdings remains a key signal, with modelled fair value near 170k.

🔦 Tech Spotlight: Tokenized Credit 101

Credit markets depend on accurate records and predictable cash flows. Tokenized credit keeps those fundamentals intact while shifting issuance, tracking, and settlement to shared digital rails.

What tokenized credit adds

Loans, receivables, and credit pools are issued as programmable tokens with built-in schedules.
Reporting becomes near real-time, reducing reconciliation across managers, custodians, and servicing teams.
Standardized on-chain records give lenders clearer visibility into positions and cash flows.

How it works in practice

Issuance. Credit facilities are created as tokens backed by specific loan pools. Centrifuge, Maple, and others run these structures with institutions today.
Servicing data. Interest payments, drawdowns, and redemptions update on-chain as soon as the servicer posts results.
Transfers. Approved participants can trade positions where secondary liquidity is supported.
Controls. Contract rules enforce payment flows and reporting frequency.

Takeaway: Tokenized credit streamlines settlement, reporting, and verification while keeping lending decisions with institutions. This steady shift is why it has become one of the most active on-chain segments this year.

📊 Chart of the Week: Strategy’s BTC Stack and Drawdown Risk

Strategy now holds roughly 650,000 BTC, and analysts note that this single position shapes downside risk more than ever. CryptoQuant’s data shows that deep drawdowns become harder to spark when a major holder is not feeding supply back into the market.

If Strategy maintains its stack, corrections are more likely to settle into sideways ranges rather than steep resets.

A large anchored balance can steady the floor. Trend pauses remain possible, but a heavy slide becomes less likely as major holders remain inactive.

Source: CryptoQuant

😂 A Little Blockchain Humor Break 🤣

Source: Bitcoinbreakdown

Edition #90 of Blockchain & Web3 Weekly Bytes highlighted Vanguard’s approval of crypto-linked fund trading, Bank of America lifting long-standing allocation limits, BlackRock’s latest comments on tokenization, Sony Bank’s stablecoin plans, Ledger’s hardware findings, and JPMorgan’s view on Strategy’s impact on bitcoin direction.

✅ Trivia Answer: C) Direct content tipping

Tipping grew the fastest across Web3 social apps this year as more users shifted to onchain rewards instead of platform-level monetization.

See you next Saturday with more insights from Blockchain and Web3 Insights.

Thank you,
Blockchain and Web3 Insights

🌐 blockchainweb3insights.com
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